Comments for American Warranty

Comment on Who is responsible to repair a/c me or home warranty plan? by Syed Haider

Syed Haider — Thu, 22 Mar 2012 18:01:08 +0000

I purchased a home insurance policy from 1st AMerican last year. They sent a technician to checkout the A/C during August. I believe they foundout that there was something major wrong with the unit so they decided to start hiding from me. Its almost 6 months and they have not submitted their report.

Now they are telling me that they have fired the sevice company and they have no access to the records. What these companies want to do is to steel your money and pay their executives 10-20 million dollars per year. The govt does not care so these guys are becoming more and more bold to steel more and more money.

The only choice I have now is to sue them and take my portion of their executive salary back from them.

They have no problem with anything when they sell you the policy but when you file a claim, they start using the terms linke pre-existing condition, unqualified person repaired your unit or home owner’s negligense etc etc.

As far as I am concerned, DO NOT TRUST 1st American

Comment on I am trying to find consumer ratings on home warranty protection plans for homeowners - any help? by steve c

steve c — Fri, 13 Jan 2012 00:42:22 +0000

DO not buy a warranty from colonial home warranty, they have 4 pages of fine print, I had 1 claim in 2 years of my 4 year plan..they denied it. took 4 days to give me an answer, 4 days without my heat, poor customer service…need i say more, I would’nt recomend them to my worst enemy….sc

Comment on Are there any people out there who don't know AMERICAN HOME SHIELD is a total SCAM? by Mike Nailam

Mike Nailam — Sun, 23 Nov 2008 04:10:34 +0000

I’m sorry to hear that you guys have had such a headache with American Home Shield, but I have to say I have had lots of good experiences over the past 5 years with them. If you EVER have a problem, talk to your realtor and they can almost always get the problem esculated and problem resolved.

So far..

1 toilet flange (was rotted thru the floor)
3 leaky toilet turnoff valves replaced (2 diff houses)
1 new dishwasher
1 new water heater
work on my dryer and washer

Failures:
was told that the liner / seal was covered on my old fridge by phone rep. The app guy came out and said no go and took my money. I called the office, complained because I explained the problem before hand and they gave me a voucher.

BTW. My Realtor was only involved ONCE. The other times they were more than willing to help out. Also, wait times were never longer than 5-10 minutes with most of them instant.

Comment on Property Owners: Do you have American Home Shield Home Warranty insurance, and if so -? by Gerard

Gerard — Fri, 24 Oct 2008 05:36:58 +0000

Don’t mess with AHS since they didn’t cover my dishwasher, plumbing leak and garage door opener for some stupid excuse. All was suppose to be covered under warranty but never wanted to pay any of the cost. All AHS did was make excuses why it’s not covered. Water presure, caulking on the faucet, garage spring was not covered. Very bad customer service and very slow response.

Comment on Insurance 101 by btomaselli

btomaselli — Sun, 19 Oct 2008 08:13:59 +0000

Auto insurance means that a policy is written on a car - not the person. You can be added as a driver to the cars, but you would be covered as a family member either way. Check with your local agent since a few states (TX, NY, etc) have different rules, but even then you would still be covered unless you took it without permission AND they reported it stolen AND pressed charges.
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Working in insurance industry for over 10 years

Comment on Insurance 101 by sensible_man

sensible_man — Sun, 19 Oct 2008 08:11:59 +0000

I have seen many people on here say that you are automatically covered when your parents have full coverage, including insurance agents. This is not true of all companies. Call your insurance carrier and ask. It is a lot easier than finding out after an accident that you are not covered.
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Comment on Insurance 101 by bgee2001ca

bgee2001ca — Sun, 19 Oct 2008 08:09:59 +0000

Take a look at the policy, most policy's will state, no drivers under a certain age, if theirs does, they will have to add you, and pay a premium for you.
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Comment on Insurance 101 by Chin.

Chin. — Sun, 19 Oct 2008 08:07:59 +0000

That's right
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Comment on Insurance 101 by LB

LB — Sun, 19 Oct 2008 08:05:59 +0000

all drivers in the household have to be separately insured. She needs to call the ins company and tell them you'll be driving the cars.
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Comment on Insurance 101 by Kristi

Kristi — Sun, 19 Oct 2008 08:03:59 +0000

No, they have to add you to their policy. If they dont and let you drive their car regularly then it is considered insurance fraud
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